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2. I almost made the mistake of paying for mortgage insurance ...

   www.aol.com/finance/almost-made-mistake-paying...

   Principal and interest were clear, plus taxes and home insurance, but we were caught off guard by mortgage insurance. This was the first time either of us had ever heard of insurance for a mortgage.

3. Closing on a house: What to expect - AOL

   www.aol.com/finance/guide-closing-house-expect...

   Unless they’re paying in cash, the prospective buyer will secure homeowners insurance and the mortgage needed to purchase the property. There will be an appraisal of the home and an independent ...

4. Escrow insurance: What is it and when you need it - AOL

   www.aol.com/finance/escrow-insurance-235640110.html

   Pros. Cons. When the homeowners insurance bill is due, the money should already be set aside to cover it as long as you have kept up on payments. There is a larger upfront payment with closing ...

5. Who pays closing costs, the buyer or the seller? - AOL

   www.aol.com/finance/pays-closing-costs-buyer...

   Homeowners insurance: Buyers will likely be required to take out a home insurance policy as well, with the first premium payment (or sometimes more) due at closing. If several months of payments ...

6. Why did my mortgage payment go up? - AOL

   www.aol.com/finance/why-did-mortgage-payment...

   Your monthly mortgage payment can go up for a number of reasons, including: Changes to homeowners insurance. Some homeowners pay for homeowners insurance premiums with their monthly mortgage ...

7. What is a mortgagee clause? - AOL

   www.aol.com/finance/mortgagee-clause-190100413.html

   In that case, your insurance company would give your lender a $400,000 payout to cover the outstanding mortgage debt, and pay you $100,000 to cover the equity you have in the home—allowing you ...

8. Is home insurance required? - AOL

   www.aol.com/finance/homeowners-insurance...

   These can include getting minimum coverage limits and types in place, paying the premium and providing proof of insurance at closing. If your mortgage is set up with an escrow account for your ...

9. What not to do before closing on a house - AOL

   www.aol.com/finance/not-closing-house-005444032.html

   By paying all of your bills on time, you can avoid mistakes that could affect whether you get a mortgage or how good of a mortgage offer you get. What to expect before closing on your home