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2. This is how much money you need to earn annually to ... - AOL

   www.aol.com/finance/much-money-earn-annually...

   As a result, you need to earn around $10,911 per month, or $131,652 per year, to afford a $400,000 home in this scenario. In Example No. 2, a 20% down payment on a $400,000 mortgage would equal ...

3. What Income Do I Need for a $300K House? - AOL

   www.aol.com/income-300k-house-170125123.html

   How To Calculate DTI DTI is expressed as a percentage. Say you have $5,000 per month in income, and your debt payments — loans, credit cards, lease payments and alimony and/or child support, for ...

4. What percentage of your income should go to a mortgage? - AOL

   www.aol.com/finance/percentage-income-mortgage...

   DTI ratio – Your DTI ratio is your total monthly debt obligations divided by your total gross income. Credit score – Your credit score is a major factor lenders look at when evaluating how ...

5. Debt-to-income ratio - Wikipedia

   en.wikipedia.org/wiki/Debt-to-income_ratio

   The two main kinds of DTI are expressed as a pair using the notation / (for example, 28/36).. The first DTI, known as the front-end ratio, indicates the percentage of income that goes toward housing costs, which for renters is the rent amount and for homeowners is PITI (mortgage principal and interest, mortgage insurance premium [when applicable], hazard insurance premium, property taxes, and ...

6. Mortgage calculator - Wikipedia

   en.wikipedia.org/wiki/Mortgage_calculator

   Mortgage calculators are automated tools that enable users to determine the financial implications of changes in one or more variables in a mortgage financing arrangement. Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant. [ 2 ]

7. Housing affordability index - Wikipedia

   en.wikipedia.org/wiki/Housing_Affordability_Index

   A housing affordability index (HAI) is an index that measures housing affordability, usually the degree to which the median person or family in a particular country or region can afford housing/housing-related costs. [1] [2] [3] Housing affordability is one contribution to the cost of living in an area; measured by the cost-of-living index. [3]