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  2. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    A personal loan is money that you borrow to cover a one-time expense. The most common reason people use personal loans is to pay down high-interest debt, thanks to their relatively low interest ...

  3. Best Credit Unions for Personal Loans in 2024 - AOL

    www.aol.com/best-credit-unions-personal-loans...

    P2P loans are typically easier to be approved for than personal loans. You apply on a platform, such as Prosper or Upstart, and wait to be matched with investors who are willing to loan you the money.

  4. What is a personal loan? What you should know before you apply

    www.aol.com/finance/personal-loan-213206505.html

    Getting a longer loan term than necessary: The longer the loan term, the more interest you’ll have to pay during the life of your loan. Before taking on debt, use a personal loan repayment ...

  5. Credit unions offering personal loans: What to expect - AOL

    www.aol.com/finance/credit-unions-offering...

    Step 2: Submit a personal loan application The credit union will typically request the same personal information and documents you provided when applying for membership, along with information ...

  6. The best ways to borrow money - AOL

    www.aol.com/finance/best-ways-borrow-money...

    Personal loans, credit cards and lines of credit are typically easier for anyone to qualify for. Other ways to borrow money, like a 401(k) loan or through a public agency, may require you to meet ...

  7. Loan - Wikipedia

    en.wikipedia.org/wiki/Loan

    The monthly payments of personal loans can be decreased by selecting longer payment terms, but overall interest paid increases as well. [6] A personal loan can be obtained from banks, alternative (non-bank) lenders, online loan providers and private lenders.

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