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  2. What are fixed index annuities? Benefits, risks and how ... - AOL

    www.aol.com/finance/fixed-index-annuities...

    Fixed index annuities act like guardrails, protecting you from stock market nosedives but also capping how much your money can earn. Insurance companies employ one or more of the following to ...

  3. How annuities are impacted by interest rate cuts - AOL

    www.aol.com/finance/annuities-impacted-interest...

    So even as rates go down, you’ll still earn a certain percentage. For example, if you purchase a 10-year fixed deferred annuity with a guaranteed interest rate of 3 percent, your annuity will ...

  4. What is a fixed annuity? - AOL

    www.aol.com/finance/fixed-annuity-211358920.html

    A fixed annuity is only one type of annuity, so it’s important to understand first what an annuity is. An annuity is a contract, typically with an insurance company, that promises to pay a ...

  5. Fixed annuity - Wikipedia

    en.wikipedia.org/wiki/Fixed_annuity

    Fixed annuities are insurance products which protect against loss and generally offer fixed rates of return. The rates are typically based on the current interest rate environment. They are offered by licensed and regulated insurance companies. State insurance/insolvency funds guarantees vary from state to state, and may not cover 100% of the ...

  6. Annuities in the United States - Wikipedia

    en.wikipedia.org/wiki/Annuities_in_the_United_States

    Annuities in the United States. In the United States, an annuity is a financial product which offers tax-deferred growth and which usually offers benefits such as an income for life. Typically these are offered as structured (insurance) products that each state approves and regulates in which case they are designed using a mortality table and ...

  7. The Pros and Cons of Buying an Annuity For Retirement - AOL

    www.aol.com/pros-cons-buying-annuity-retirement...

    Here are the three basic types of annuities: Fixed: With a fixed annuity, the insurer agrees to pay you a set interest rate during the period when your investment is still growing. The insurer ...

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