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Credit Score: Many instant approval cards require a good credit score (typically 670+). Some options, like the Discover it® Secured Card, are more lenient, catering to those with lower or ...
An actual pre-approval requires a hard credit inquiry, which you have to agree to let the lender make because it affects your credit. ... for a credit card, the card issuer will run a hard credit ...
To position yourself for approval success, look for a credit card that requires no credit history, such as a secured credit card. These cards help you build up your credit score so you can apply ...
Pre-approval: Pre-approval credit cards use public data and soft credit pulls to tell you if you're pre-approved. While pre-qualifying isn't a guaranteed approval, it indicates a higher likelihood ...
"The average person only gets approved for 30 pecent of the credit cards they apply for, and then you've got that hard inquiry but didn't get credit," points out Lull.
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