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2. Home equity line of credit - Wikipedia

   en.wikipedia.org/wiki/Home_equity_line_of_credit

   However, because the collateral of a HELOC is the home, failure to repay the loan or meet loan requirements may result in foreclosure. As a result, lenders generally require that the borrower maintain a certain level of equity in the home as a condition of providing a home equity line, usually a minimum of 15-20%. [3]

3. Prosper Marketplace - Wikipedia

   en.wikipedia.org/wiki/Prosper_Marketplace

   Prosper's unsecured personal loans are fully amortized over a period of three or five years, with no pre-payment penalties. Prosper generates revenue by collecting a one-time fee on funded loans from borrowers and assessing an annual loan servicing fee to investors. From 2006 to 2009, Prosper operated a variable rate model.

4. Wells Fargo - Wikipedia

   en.wikipedia.org/wiki/Wells_Fargo

   Bloomberg L.P. reported in March 2022 that Wells Fargo was the only major lender in 2020 to reject more home refinance applications from Black applicants than it approved. [104] In December 2022, the U.S. levied a $3.7 billion loan-management fine upon Wells Fargo.

5. Berkshire Hathaway - Wikipedia

   en.wikipedia.org/wiki/Berkshire_Hathaway

   In addition to brokerage services, it provides mortgage loan originations, title insurance and closing services, home warranty, property insurance and casualty insurance and other related services. The company has acquired several residential real estate brokerages including Long & Foster , acquired in September 2017.

6. Payday loan - Wikipedia

   en.wikipedia.org/wiki/Payday_loan

   This is an accepted version of this page This is the latest accepted revision, reviewed on 17 January 2025. Short-term unsecured loan A shop window in Falls Church, Virginia, advertising payday loans. A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often characterized by high interest ...

7. 99 Cents Only Stores - Wikipedia

   en.wikipedia.org/wiki/99_Cents_Only_Stores

   99 Cents Only Store in Dallas. 99 Cents Only Stores LLC (also branded as The 99 Store [1]) was a price-point retailer chain based in Commerce, California, United States of America.