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  2. Getting a mortgage after bankruptcy: What you need to know - AOL

    www.aol.com/finance/getting-mortgage-bankruptcy...

    For an FHA loan, you’ll need to demonstrate that you have improved your credit and haven’t taken on any additional debt since the bankruptcy. FHA loans “generally require a lower minimum ...

  3. Can You Get a Mortgage After Bankruptcy? 4 Things To Know ...

    www.aol.com/finance/mortgage-bankruptcy-4-things...

    It’s important to shop around and compare different options to find the best loan. FHA loans, issued by the Federal Housing Administration, have some of the easiest requirements, making them a ...

  4. Mortgage seasoning: What is it and what are the requirements?

    www.aol.com/finance/mortgage-seasoning...

    Seasoning requirements can also apply to getting a loan after bankruptcy or foreclosure, and to mortgage refinances. ... FHA loan. 2 years for Chapter 7 or Chapter 11; 1 year for Chapter 13; 1 ...

  5. Chapter 13, Title 11, United States Code - Wikipedia

    en.wikipedia.org/wiki/Chapter_13,_Title_11...

    The disadvantage of filing for personal bankruptcy is that, under the Fair Credit Reporting Act, a record of this stays on the individual's credit report for up to 7 years (up to 10 years for Chapter 7); [5] still, it is possible to obtain new debt or credit (cards, auto, or consumer loans) after only 12–24 months, and a new FHA mortgage loan just 25 months after discharge, and Fannie Mae ...

  6. FHA insured loan - Wikipedia

    en.wikipedia.org/wiki/FHA_insured_loan

    FHA's mortgage insurance programs help low- and moderate-income families become homeowners by lowering some of the costs of their mortgage loans. FHA mortgage insurance also encourages lenders to make loans to otherwise credit-worthy borrowers and projects that might not be able to meet conventional underwriting requirements, protecting the ...

  7. What happens if your mortgage company goes bankrupt? - AOL

    www.aol.com/finance/happens-mortgage-company...

    If your mortgage company goes into bankruptcy, you might be wondering if that gives you a get-out-of-jail-free card. ... FHA guidelines, the appraisal you already had done can be shifted over to a ...

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