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  2. Should you refinance with the same lender? - AOL

    www.aol.com/finance/refinance-same-lender...

    Refinancing with your current lender may have benefits, like avoiding some of the fees associated with switching lenders. While your current lender might offer competitive refinance rates and ...

  3. Mortgage refinance: What is it and how does it work? - AOL

    www.aol.com/finance/mortgage-refinance-does...

    Refinancing is a strategy lenders and borrowers use to replace an existing mortgage with a new one. Borrowers often refinance to change their original mortgage’s interest rate or loan terms.

  4. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    Some lenders and loans allow you to roll those costs into your loan, but you’ll pay interest on them down the road. ... Here’s how your existing mortgage would compare to a new 30-year ...

  5. Cash-out refinance explained: How it works — and when ... - AOL

    www.aol.com/finance/what-is-cash-out-refinance...

    By refinancing to a lower rate of 6% with a 30-year term, here's how a cash-out refinance for $250,000 could work. Approval for new mortgage: $250,000 at 6% for 30 years — monthly payment: $1,778

  6. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    Refinancing your mortgage could make sense for several reasons: lowering your interest rate, taking cash out or switching to a fixed-rate loan. ... Some lenders require you to wait at least six ...

  7. Refinancing a home equity loan: When and how to do it - AOL

    www.aol.com/finance/refinancing-home-equity-loan...

    These include application fees or an early payoff penalty on your existing loan. For example, if your lender charges a 2 percent prepayment penalty on your $20,000 home equity loan, you’ll owe ...

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