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Credit score: While the government sets no minimum credit score for getting a VA loan, the individual lender, which actually approves the mortgage, probably does. If your credit score isn’t in ...
As we mentioned, the VA itself doesn’t impose a minimum credit score for VA home loans. Instead, it requires lenders to look at the borrower’s overall risk profile. However, lenders can and do ...
The VA doesn’t set a credit score minimum for borrowers, but some VA lenders might. Generally, this is around 620, the same as a conventional loan — though many may allow for lower scores.
VA mortgage lender. Bankrate Score. Minimum credit score. Minimum down payment. USAA Mortgage. 4.8/5. 640 for VA loans. 0% for VA loans. Veterans United Home Loans. 4.9/5. 620 for VA loans. 0% for ...
The VA doesn’t have minimum credit score criteria. Many VA lenders, though, like to see a credit score of at least 620. If your score is lower, you might still be able to get a loan, but the ...
A credit score of at least 620 (the VA has no minimum credit score requirement, but many lenders typically set one) A debt-to-income (DTI) ratio of no more than 41 percent