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  2. Can a goodwill letter get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    A goodwill letter is a formal letter sent to a creditor, lender or collection agency to request forgiveness for a late payment or other negative item on your credit report. In the letter, you ...

  3. Can closed accounts be removed from your credit report? - AOL

    www.aol.com/finance/closed-accounts-removed...

    For example, if your Experian credit report shows a late credit card payment, you should contact both Experian and the credit card company that reported the late payment to make sure all records ...

  4. Can you pay to remove negative items from your credit report?

    www.aol.com/finance/pay-remove-negative-items...

    A pay-for-delete letter is not the only way to get a collection account removed from your credit report. Depending on your situation, other options include filing a dispute with the credit bureaus ...

  5. When does debt fall off your credit report? - AOL

    www.aol.com/finance/does-debt-fall-off-credit...

    Type of derogatory mark. Length of time. Hard Inquiries. 2 years. Money owed to or guaranteed by the government. 7 years. Late payments. 7 years. Foreclosures

  6. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Late payments, missed payments, or other defaults on your account may be reflected in your credit report. Notice after negative information is reported: We have told a credit bureau about a late payment, missed payment or other default on your account. This information may be reflected in your credit report.

  7. What debts can’t be removed from your credit report? - AOL

    www.aol.com/finance/debts-t-removed-credit...

    Type of debt. Length of time on report (after payoff) Credit card. Up to 7 years. Student loans. Up to 7 years. Foreclosures. Up to 7 years. Money owned to/guaranteed by the government