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No collateral required: Unlike a secured loan, you do not provide collateral, such as a car or a home, to obtain a short-term loan. Lower credit score requirements: The credit requirements ...
PenFed Credit Union suggests a minimum credit score of 580 for a personal loan, so it’s more of a fair-credit loan than one for bad credit. But it’s worth investigating because the rates are ...
You’ll need exceptional credit and a short loan term to qualify for the lowest rate. Discover offers personal loans with no origination fees and no closing costs for the loan.
A poor credit score is a FICO score below 670 or a Vantage score below 661. No matter the credit scoring model you prefer, a less-than-stellar score can make qualifying for a loan and getting the ...
People with steady paychecks who need a quick boost to their bank account. ... Payday lenders offer small short-term loans, typically up to $500. ... Getting a loan with a low credit score can be ...
Individuals seeking an inexpensive, short-term loan. Personal line of credit A personal line of credit gives you access to a pool of funds that you can borrow from when you need to — similar to ...
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