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  2. ISA and Pension Tips From the Experts - AOL

    www.aol.com/news/isa-pension-tips-experts...

    For investors who do not have any spare cash to invest into their ISA but hold shares or funds outside of a tax-efficient wrapper and haven’t used their annual ISA allowance, a process called ...

  3. Martin Lewis reveals best ways to boost pension - and how to ...

    www.aol.com/martin-lewis-reveals-best-ways...

    Below we look at some of the Money Saving Expert’s best advice on how to make the best out of your retirement. Here are eight of Martin Lewis’s top pensions advice 1.

  4. Individual savings account - Wikipedia

    en.wikipedia.org/wiki/Individual_Savings_Account

    ISAs were introduced on 6 April 1999, replacing the earlier personal equity plans (PEPs; very similar to a Stocks and Shares ISA) and tax-exempt special savings accounts (TESSAs; very similar to a Cash ISA). Other tax-advantaged savings that predate ISAs include many offered by National Savings and Investments, a state-owned institution which ...

  5. Self-invested personal pension - Wikipedia

    en.wikipedia.org/wiki/Self-invested_personal_pension

    At any time after the SIPP holder reaches early retirement age (55 from April 2010) they may elect to take a pension from some or all of their fund. After taking up to 25% as a tax-free Pension Commencement Lump Sum, the remaining money can either be moved into ' drawdown ' (where it remains invested) or used to purchase an annuity .

  6. Defined benefit pension plan - Wikipedia

    en.wikipedia.org/wiki/Defined_benefit_pension_plan

    Defined benefit (DB) pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum, or combination thereof on retirement that depends on an employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns. Traditionally, many governmental ...

  7. Personal pension scheme - Wikipedia

    en.wikipedia.org/wiki/Personal_pension_scheme

    On 6 April 2015, new pension rules for drawdown giving greater flexibility came into effect. They apply to people aged from 55 (57 from 2028) with private pensions, where they and/or their employers have saved up a pot of cash for retirement, technically known as a "defined contribution" or "money purchase" pension scheme.