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A point of service plan is a type of managed care health insurance plan in the United States. It combines characteristics of the health maintenance organization (HMO) and the preferred provider organization (PPO). [1] The POS is based on a managed care foundation—lower medical costs in exchange for more limited choice. But POS health ...
In 1982, Blue Shield merged with The Blue Cross Association to form the Blue Cross and Blue Shield Association (BCBS). [11] Prior to 1986, organizations administering BCBS were tax exempt under 501(c)(4) as social welfare plans. The Tax Reform Act of 1986 revoked the exemption, however, because the plans sold commercial-type insurance.
A Point of Service plan falls between HMOs and PPOs in terms of cost and combines features of both plans. POS plans allow you to choose what type of care you want at the beginning of every visit ...
[4]: 6 By 1982, 40 plans were counted and by 1983 variations such as the exclusive provider organization had arisen. [3] In the 1980s, PPOs spread in cities in the Western United States, particularly California due to favorable state laws. [3]
Unlike other Medicare supplement plans, Blue Cross Blue Shield offers every type of plan in most locations nationwide. Blue Cross Blue Shield provides the best range of Medigap plans nationwide ...
Medicare is for people ages 65 years and older and those with specific health conditions. There are many different plan options. Read more here.