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  2. Debt consolidation vs. debt payoff vs. debt counseling: What ...

    www.aol.com/finance/debt-consolidation-vs-debt...

    Debt consolidation. Debt payoff. Debt counseling. How it works. New loan pays off existing debts. Self-managed payment of existing debts. Professional guidance and potential debt management ...

  3. Pros and cons of debt consolidation: Is it a good idea?

    www.aol.com/finance/pros-cons-debt-consolidation...

    Benefits of debt consolidation. Debt consolidation is often the best way to organize your current debt and simplify repayment. Consolidation, if used correctly, offers benefits that could save you ...

  4. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

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    Shop for a Debt Consolidation Loan: Look for lenders offering debt consolidation loans with favorable terms, such as lower interest rates than what you're paying on your credit cards, and longer ...

  5. How to consolidate debt without hurting your credit

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    Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

  6. These are the best debt relief options — which is ... - AOL

    www.aol.com/finance/different-debt-relief...

    Debt consolidation. Debt consolidation combines multiple debts under a new personal loan or credit card to streamline repayment. Consolidating makes the most sense if you qualify for a lower rate ...

  7. 3 Signs Debt Consolidation Isn’t the Right Option for You

    www.aol.com/finance/3-signs-debt-consolidation...

    Debt consolidation can give your finances a fresh start. If you're sitting atop a mountain of considerable debt, combining it into one payment can help you get back on track -- but it isn't for...