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  2. Best credit counseling services - AOL

    www.aol.com/finance/best-credit-counseling...

    Operating as a 501(c)(3) nonprofit since 1994, Consolidated Credit Solutions has helped over 10 million people get out of debt. The agency offers a wide range of options for managing debt and ...

  3. How to protect yourself from debt relief and credit scams - AOL

    www.aol.com/finance/debt-relief-credit-scams...

    Debt consolidation: ... A legitimate credit repair company typically charges a monthly fee. It may charge a “first-work fee” to cover the time spent reviewing your credit report and ...

  4. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

    www.aol.com/8-ways-debt-consolidation-loan...

    Shop for a Debt Consolidation Loan: Look for lenders offering debt consolidation loans with favorable terms, such as lower interest rates than what you're paying on your credit cards, and longer ...

  5. 5 best debt consolidation options

    www.aol.com/finance/5-best-debt-consolidation...

    Bankrate’s take:Debt consolidation loanscan be used for consolidating credit card debt, medical debt and student loan debt. 4. Peer-to-peer loan. Peer-to-peer (P2P) lending platforms pair ...

  6. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

  7. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    You can consolidate debt through a 0 percent APR credit card or a debt consolidation loan. Debt relief describes the process of reorganizing your debt to make the monthly payments more manageable.

  8. Howard Dvorkin - Wikipedia

    en.wikipedia.org/wiki/Howard_Dvorkin

    Shocked at these numbers and U.S. consumers’ lack of financial education, [10] Dvorkin announced in 2013 that he was stepping down as Consolidated Credit's spokesperson to launch Debt.com, an educational and news site covering consumer debt with the goal to "build an Angie’s List or a Better Business Bureau solely focused on debt, debt ...

  9. Alternatives to debt relief - AOL

    www.aol.com/finance/alternatives-debt-relief...

    Debt consolidation is the process of combining multiple debts into one. There are many ways to consolidate debt , including taking out a new loan, line of credit or balance transfer credit card to ...