When.com Web Search

Search results

1. Results From The WOW.Com Content Network

2. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   Soft credit inquiries, also known as soft pulls or soft credit checks, occur when companies pull your credit file for a reason unrelated to a new financial obligation.

3. ‘Soft’ Credit Inquiry vs. ‘Hard’ Credit Inquiry: What’s the ...

   www.aol.com/soft-credit-inquiry-vs-hard...

   There are two ways potential lenders and creditors check your credit: A hard credit inquiry or a soft credit inquiry. A hard credit inquiry impacts your credit score (usually by a few points), is ...

4. How to shop for a mortgage without hurting your credit score

   www.aol.com/finance/shop-mortgage-without...

   Getting preapproved for a mortgage usually means undergoing a hard credit pull, which causes a dip in your credit score. While a soft credit check mortgage preapproval is hard to come by, an ...

5. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Examples of types of credit include installment, revolving, consumer finance and mortgage. [11] Recent searches for credit (10%): Hard credit inquiries or "hard pulls," which occur when consumers apply for a credit card or loan (revolving or otherwise), can hurt scores, especially if done in great numbers.

6. How does ‘buy now, pay later’ affect your credit score? - AOL

   www.aol.com/finance/does-buy-now-pay-later...

   PayPal’s “Pay in 4” only uses a soft credit pull, but PayPal Credit requires a full credit check. ... If you’re applying for a mortgage or refinancing, for example, just a few points could ...

7. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   This is calculated by adding the monthly liabilities and obligations (mortgage payments, monthly credit and loan payments, child support, alimony, etc.) and dividing it by the monthly income. For an example, if a borrower has a $500 car payment, $100 in credit and loan payments, pays $500 in child support and wants a mortgage with payments ...