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The only advance loan available through the company is the Emerald Advance Loan, a fixed-rate short-term loan ranging from $350 to $1,300. Applications are open from Nov. 1 through Dec. 31.
Refund advance loans began in 1985 when Ronald Smith, an accountant in Virginia Beach, VA started the practice of at his accounting firm, Action Accounting & Taxes. This service of loans-on-tax-refunds was advertised in the local area between 1985 and 1987.
Here are the key features you can expect with H&R Block’s Refund Advance loan: Receive Up to $4,000: A Refund Advance loan can be issued in one of five amounts: $250, $500, $750, $1,250, or ...
If you applied for a $2,500 loan under the Go Big Refund Advance program and incurred a 2.5% fee, you would in effect pay $2,563 back on the loan. The interest you’ll often see quoted is ...
The company set aside $2.45 million in restitution for customers if they purchased a "refund anticipation loan" or a "refund anticipation check" through H&R Block between January 1, 2001 and December 31, 2008. In addition, H&R Block agreed to pay $500,000 in penalties and $1.9 million in fees and costs.
An overpayment scam, also known as a refund scam, is a type of confidence trick designed to prey upon victims' good faith.In the most basic form, an overpayment scam consists of a scammer claiming, falsely, to have sent a victim an excess amount of money.