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The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.
[citation needed] It required the agencies to issue Community Reinvestment Act (CRA) ratings publicly and do written performance evaluations using facts and data to support the agencies' conclusions. It also required a four-tiered CRA examination rating system with performance levels of "Outstanding," "Satisfactory," "Needs to Improve," or ...
A credit rating agency (CRA, also called a ratings service) is a company that assigns credit ratings, which rate a debtor's ability to pay back debt by making timely principal and interest payments and the likelihood of default.
However, on August 8, 2011, Standard & Poor's lowered the ratings on clearing facilities, including the OCC, to double-A-plus, one step below the triple-A rating. OCC issued a statement in response to the downgrade that included this quote from OCC's then-chairman and CEO Wayne P. Luthringshausen: “This rating change will have no negative ...
How Trump made the CRA great. First passed in 1996, the Congressional Review Act was designed, in part, to prevent an outgoing administration from slipping last-minute regulations under the ...
The Office of the Comptroller of the Currency (OCC) is an independent bureau within the United States Department of the Treasury that was established by the National Currency Act of 1863 and serves to charter, regulate, and supervise all national banks and federal thrift institutions and the federally licensed branches and agencies of foreign banks in the United States. [1]
A sovereign credit rating is the credit rating of a sovereign entity, such as a national government. The sovereign credit rating indicates the risk level of the investing environment of a country and is used by investors when looking to invest in particular jurisdictions, and also takes into account political risk.
We tested 10 of the best Dutch ovens, including options from Le Creuset, Staub, Lodge, and more. These are our top recommendations for your kitchen.