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2. Government policies and the subprime mortgage crisis

   en.wikipedia.org/wiki/Government_policies_and...

   The Department of Housing and Urban Development (HUD) loosened mortgage restrictions in the mid-1990s so first-time buyers could qualify for loans that they could never get before. [136] In 1995, the GSE began receiving affordable housing credit for purchasing mortgage backed securities which included loans to low income borrowers.

3. Housing trust fund - Wikipedia

   en.wikipedia.org/wiki/Housing_trust_fund

   RCW 43.185.050 authorizes the Trust to fund proposals for new construction, acquisition, and rehabilitation as well as rent or mortgage subsidies, down payment or closing cost assistance for first-time home buyers, or mortgage insurance matching funds, social services for housing residents with special needs, technical assistance, shelters for ...

4. American Recovery and Reinvestment Act of 2009 - Wikipedia

   en.wikipedia.org/wiki/American_Recovery_and...

   The main funding differences between the Senate bill and the House bill were: More funds for health care in the Senate ($153.3 vs $140 billion), renewable energy programs ($74 vs. $39.4 billion), for home buyers tax credit ($35.5 vs. $2.6 billion), new payments to the elderly and a one-year increase in AMT limits.

5. Here’s what Harris is proposing for the economy - AOL

   www.aol.com/harris-economic-proposals-212807560.html

   The Biden administration last month announced the results of the first-ever round of negotiations, which is expected to result in $6 billion in savings for Medicare and a $1.5 billion reduction in ...

6. AOL - Finance News & Latest Business Headlines - AOL.com

   www.aol.com/real-estate

   How one first-time homebuyer spent three years searching for a house The real estate market is especially tough for first-time homebuyers like Shruti Chauhan, who has been hunting for years ...

7. Subprime mortgage crisis - Wikipedia

   en.wikipedia.org/wiki/Subprime_mortgage_crisis

   Among the important catalysts of the subprime crisis were the influx of money from the private sector, the banks entering into the mortgage bond market, government policies aimed at expanding homeownership, speculation by many home buyers, and the predatory lending practices of the mortgage lenders, specifically the adjustable-rate mortgage, 2 ...