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2. Understanding FEMA’s Risk Rating 2.0 system for flood insurance

   www.aol.com/finance/understanding-fema-risk...

   FEMA’s Risk Rating 2.0 is a new rating system for NFIP flood insurance policies. The program rolled out in two phases. Phase one began October 1, 2021 and entailed new policies being subject to ...

3. Homeowner Flood Insurance Affordability Act of 2014 - Wikipedia

   en.wikipedia.org/wiki/Homeowner_Flood_Insurance...

   The Homeowner Flood Insurance Affordability Act of 2014 (S. 1926) was a United States Congress bill that would have delayed the increases in flood insurance premiums that were part of the Biggert–Waters Flood Insurance Reform Act of 2012. [1][2] The reforms from that law were meant to require flood insurance premiums to actually reflect the ...

4. National Flood Insurance Act of 1968 - Wikipedia

   en.wikipedia.org/wiki/National_Flood_Insurance...

   The federal government heavily underwrites the flood insurance rates for these areas. The law "ordered FEMA to stop subsidizing flood insurance for second homes and businesses, and for properties that had been swamped multiple times." [7] These changes were to occur gradually over the course of five years. FEMA was also instructed to do a study ...

5. Homeowner Flood Insurance Affordability Act of 2013 - Wikipedia

   en.wikipedia.org/wiki/Homeowner_Flood_Insurance...

   The Homeowner Flood Insurance Affordability Act of 2013 ( H.R. 3370) is a bill that would reduce some of the reforms made to the federal flood insurance program that were passed two years prior. [1] The bill would reduce federal flood insurance premium rates for some properties that are sold, were uninsured as of July 2012, or where coverage ...

6. What is flood insurance, and why do you need it? - AOL

   www.aol.com/flood-insurance-why-181342902.html

   Is FEMA flood insurance enough? Under FEMA policies, coverage for single-family homes is capped at $250,000 for a building’s damage and $100,000 for its contents. For businesses, the maximum ...

7. FEMA raising flood insurance rates in Southwest Florida ... - AOL

   www.aol.com/fema-raising-flood-insurance-rates...

   On Thursday, FEMA representatives told Lee County and four municipalities within it that residents were losing their long-held flood insurance discounts because they didn’t follow the federal ...