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2. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

   www.aol.com/news/2013-09-06-preapproved-credit...

   And that inquiry will temporarily lower your score. So if an offer is "pre-approved," does that mean they've done an inquiry and hurt your credit? Well, here's the good news: The "pre-approval ...

3. How to See If You're Prequalified for a Credit Card - AOL

   www.aol.com/finance/see-youre-prequalified...

   Agreeing to see prequalified offers isn’t an official application for credit, and it won’t hurt your credit score — whether you do it through an individual credit card company or through a ...

4. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   Many credit card issuers offer access to your credit score for free (some even offer credit monitoring). If a credit-tracking app or website does make an inquiry into your file as part of its ...

5. Is It Getting Harder to Be Approved for a Credit Card? This ...

   www.aol.com/finance/getting-harder-approved...

   But you might want to ask for pre-approval (with a soft credit check) before you let the bank do a hard credit pull that affects your credit score. And be prepared to ask for reconsideration if ...

6. Pre-Approved Credit Card Offers: 4 Things You Really ... - AOL

   www.aol.com/.../preapproved-credit-card-offers-facts

   But physical junk mail is a bit tougher to disregard -- especially when it's a big, bulky envelope from a bank with a pre-approved credit card. Alamy Spam email is easy to ignore, delete, or ...

7. How To Apply For a Credit Card and Get Approved - AOL

   www.aol.com/finance/apply-credit-card-approved...

   Pre-Screen Offers and Learn the Terms. ... Inquiries that do affect your credit score. 8. If Denied, Ask for Reconsideration ... Though some instant approval credit cards offer an immediate ...