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Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
Since PIP is a first-party benefit, your auto insurance will make the initial payment toward your medical bills, depending on your coverage limit and state laws.Injuries aren’t always apparent ...
Personal injury protection, or PIP insurance, is a type of first-party medical coverage that helps to cover costs associated with car accident injuries. PIP insurance typically covers medical ...
Bankrate takes a close look at minimum requirements for car insurance in each state. ... where drivers are required to carry liability and personal injury protection coverage. ... Maryland. 30/60 ...
PIP insurance covers the medical bills of drivers involved in an accident, regardless of who is at fault. The idea behind the creation of PIP insurance was that it would reduce the number of ‘ pain and suffering ’ or ‘loss’ lawsuits, thereby reducing insurance company payouts and ultimately reducing insurance premiums.
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
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