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2. What do the different versions of FICO scores mean? - AOL

   www.aol.com/finance/different-versions-fico...

   Longer histories generally increase scores. Credit mix (10%): Evaluates the variety of credit types you have, such as mortgages, student loans and credit cards. This shows your ability to manage ...

3. Private student loan (United States) - Wikipedia

   en.wikipedia.org/wiki/Private_student_loan...

   A private student loan is a financing option for higher education in the United States that can supplement, but should not replace, federal loans, such as Stafford loans, Perkins loans and PLUS loans. Private loans, which are heavily advertised, do not have the forbearance and deferral options available with federal loans (which are never ...

4. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   In 10 years, the loan program experienced 230% growth in the loan portfolio and 130% growth in the loan recipients. Student loan debt in 2019 is the highest it has ever been. According to the latest loan debt statistics, student loan debt has become the second highest consumer debt category behind mortgage debt. [15]

5. Criticism of credit scoring systems in the United States

   en.wikipedia.org/wiki/Criticism_of_credit...

   The non-profit organization Student Debt Crisis along with Summer, a social impact startup that helps student debt holders published a national survey in 2018 that found 59% of respondents were prevented from making large purchases, 56% from buying a home, and 42% from buying a car. 58% reported that their credit scores had declined due to the ...

6. What credit score do you start with? - AOL

   www.aol.com/finance/credit-score-start-163323233...

   First, you’ll need to have at least one credit account associated with your name, like a student loan or car loan. Having multiple accounts open is better. Other options for building your credit ...

7. Is 700 a Good Credit Score? - AOL

   www.aol.com/700-good-credit-score-105700061.html

   A 700 credit score is considered “good” by many ... While there’s no universal minimum credit score requirements for personal loans, generally a score of 670 and up will put you on the path ...