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  2. VA loan - Wikipedia

    en.wikipedia.org/wiki/VA_loan

    A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...

  3. VA loan refinance: What is it and how does it work? - AOL

    www.aol.com/finance/va-loan-refinance-does...

    Credit score: The VA doesn’t set minimum credit score guidelines. But generally speaking, you’ll need a credit score of at least 620 to be approved for a VA loan or a VA loan refinance (the ...

  4. FHA vs. VA loans: What’s the difference? - AOL

    www.aol.com/finance/fha-vs-va-loans-difference...

    Credit score for FHA vs. VA loans. The VA doesn’t have minimum credit score criteria. Many VA lenders, though, like to see a credit score of at least 620. If your score is lower, you might still ...

  5. Cash-out refinance explained: How it works — and when it can ...

    www.aol.com/finance/what-is-cash-out-refinance...

    Credit score requirement. 620 to 680+ Loan-to-value ratio (LTV) 80% of home’s value (97% for Fannie Mae loans) Mortgage insurance. ... VA funding fee and loan closing costs, U.S. Department of ...

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] According to FICO, the median FICO credit score in 2006 was 723 [16] and 721 in 2015. [17]

  7. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    A credit score is primarily based on a credit report, information typically sourced from credit bureaus. [ 2 ] Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt .

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