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2. Debt validation - Wikipedia

   en.wikipedia.org/wiki/Debt_validation

   Debt validation, or "debt verification", refers to a consumer's right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer's rights under the United States Federal Fair Debt Collection Practices Act (FDCPA) and are set out in §809 of that act, which has been codified in Title 15 ...

3. Zombie debt: What it is and how it works - AOL

   www.aol.com/finance/zombie-debt-works-212020398.html

   Request a debt validation letter. If you’re unsure whether the debt belongs to you, ask the creditor for a validation notice containing how much the debt is, who the original creditor is and ...

4. What is a 609 dispute letter? - AOL

   www.aol.com/finance/609-dispute-letter-221731481...

   A dispute letter will not eliminate existing debt that you cannot pay (or don’t want to pay). The original lender or a collection agency typically has the supporting information behind each debt.

5. What Is a Debt Validation Letter? Here’s What You ... - AOL

   www.aol.com/debt-validation-letter-receive-one...

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6. Dunning (process) - Wikipedia

   en.wikipedia.org/wiki/Dunning_(process)

   Sample dunning record, from a 1913 business manual. Dunning is the process of methodically communicating with customers to ensure the collection of accounts receivable . Communications progress from gentle reminders to threatening letters and phone calls and more or less intimidating location visits as accounts become more overdue .

7. Debt collection - Wikipedia

   en.wikipedia.org/wiki/Debt_collection

   A debtor has the right to request written validation of the debt; [33] A debtor may demand that the collector cease communication. [10] Section 809 of the Act directs that for disputed debts "the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt".