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Driving without insurance may seem like an easy way to save money, but the consequences can be serious. Even if you are not at fault in an accident, driving without insurance can lead to financial ...
Every state except New Hampshire requires that drivers maintain active car insurance coverage in order to drive legally. If you are driving without insurance, you run the risk of facing penalties ...
So getting hit by an uninsured driver is always a possibility. There are steps you can take to prepare yourself, though. Get uninsured/underinsured motorist coverage
The insurance company will ordinarily pay the judgment, up to the policy limits, once a court determines that an uninsured motorist was at fault. Some states' laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.
Uninsured motorist bodily injury: This coverage could help to pay for your medical expenses after being hit by someone without insurance. However, your insurance company may require proof that the ...
Uninsured motorist property damage coverage: This option, which is only available in a handful of states, pays for damage to your vehicle caused by someone without insurance, and may possibly be ...