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2. Southern California real estate boom of the 1880s - Wikipedia

   en.wikipedia.org/wiki/Southern_California_real...

   The Southern California real estate boom of the 1880s, also the boom of the eighties, and sometimes just called the 1887 real estate boom, was the first big settlement push into Los Angeles County (including what is now Orange County), San Diego County (including what is now Imperial County), San Bernardino County (including what is now ...

3. Mortgage industry of the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_industry_of_the...

   Investors in conforming loans, meanwhile, gain low-risk income at a higher interest rate (essentially the mortgage rate, minus the cuts of the bank and GSE) than they could gain from most other bonds. Securitization has grown rapidly in the last 10 years as a result of the wider dissemination of technology in the mortgage lending world.

4. Hard money lending: Guide to hard money loans and lenders - AOL

   www.aol.com/finance/hard-money-lending-guide...

   FAQ about hard money lending. Hard money loan interest rates might be in the double-digits — far higher than the rates for 30-year fixed-rate mortgages. The rates and fees are typically ...

5. Real estate license - Wikipedia

   en.wikipedia.org/wiki/Real_estate_license

   A real estate license is an authorization issued by a government body to give agents and brokers the legal authority to represent a home seller or buyer in a real estate transaction. Real estate agents and real estate brokers are required to be licensed when conducting real estate transactions in the United States and in a small number of other ...

6. California Federal Bank - Wikipedia

   en.wikipedia.org/wiki/California_Federal_Bank

   California Federal Bank, known as CalFed, was a retail bank and real estate lender headquartered in Los Angeles, California, that operated under a federal savings bank charter. In 2002, it operated 352 branches , most of which were in California , when acquired by Citigroup .

7. Is the housing market going to crash? What the experts ... - AOL

   www.aol.com/finance/housing-market-going-crash...

   Mortgage rates are finally ticking downward, but at the same time, home prices are reaching historic highs. ... the founder of real estate brokerage RE/MAX, says the sharp rise in mortgage rates ...

8. California Department of Real Estate - Wikipedia

   en.wikipedia.org/wiki/California_Department_of...

   Chika Sunquist was appointed Commissioner of the California Department of Real Estate (DRE) by Governor Gavin Newsom on November 28, 2023, and she assumed office on January 3, 2024. [5] Real estate licensing is subject to both the Real Estate Law and the Regulations of the Commissioner, which have the force and effect of law.

9. Savings and loan crisis - Wikipedia

   en.wikipedia.org/wiki/Savings_and_loan_crisis

   The Garn–St. Germain Act also hugely expanded thrift lending powers, allowing them to engage in commercial real estate and line-of-credit lending, which many thrifts eagerly exploited. [14] Between 1980 and 1986, thrifts' residential mortgage holdings as a proportion of assets fell from over 80 percent to less than 60.