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2. Federal funds rate - Wikipedia

   en.wikipedia.org/wiki/Federal_funds_rate

   Federal funds rate vs unemployment rate. In the United States, the federal funds rate is the interest rate at which depository institutions (banks and credit unions) lend reserve balances to other depository institutions overnight on an uncollateralized basis. Reserve balances are amounts held at the Federal Reserve.

3. Interbank lending market - Wikipedia

   en.wikipedia.org/wiki/Interbank_lending_market

   The interbank lending market is a market in which banks lend funds to one another for a specified term. Most interbank loans are for maturities of one week or less, the majority being overnight. Such loans are made at the interbank rate (also called the overnight rate if the term of the loan is overnight). A sharp decline in transaction volume ...

4. Bank regulation in the United States - Wikipedia

   en.wikipedia.org/wiki/Bank_regulation_in_the...

   The Bank Secrecy Act of 1970 (BSA), also known as the Currency and Foreign Transactions Reporting Act, is a U.S. law requiring financial institutions in the United States to assist U.S. government agencies in detecting and preventing money laundering. [2] Specifically, the act requires financial institutions to keep records of cash purchases of ...

5. What Is the Federal Funds Rate? See the Current Rate, How It ...

   www.aol.com/federal-interest-rates-ve-changed...

   As of Aug. 9, the FOMC’s target federal funds rate range is 5.25% to 5.50%. The effective federal funds rate at which banks make overnight loans is 5.33%.

6. Monetary policy of the United States - Wikipedia

   en.wikipedia.org/wiki/Monetary_policy_of_the...

   Monetary policy of the United States. The monetary policy of the United States is the set of policies which the Federal Reserve follows to achieve its twin objectives of high employment and stable inflation. [1] The US central bank, The Federal Reserve System, colloquially known as "The Fed", was created in 1913 by the Federal Reserve Act as ...

7. The Federal Reserve is finally lowering rates. Here's what ...

   www.aol.com/federal-finally-lowering-rates-heres...

   The Federal Reserve has cut its benchmark interest rate from its 23-year high, with consequences for debt, savings, auto loans, mortgages and other forms of borrowing by consumers and businesses.