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Key takeaways. VA loans are available to active-duty military personnel, veterans and surviving spouses who need to finance a home purchase. You must provide a VA-approved lender with a ...
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs (VA), specifically for eligible active-duty military, veterans and surviving spouses.
Key takeaways. To get a VA home loan, you must be a service member, veteran or qualifying surviving spouse with a Certificate of Eligibility. VA home loans have no down payment requirements but ...
A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...
VA Home Loan Guaranty Service program helps veterans, service members, and eligible surviving spouses obtain, retain, and adapt homes. VA does not directly provide loans but instead facilitates the loan process by offering a partial guaranty of loans made by private lenders.
Meeting VA Loan Requirements. Even with a VA loan, the borrower must still meet the lender’s credit and income requirements so borrowing money to buy a home is not a guarantee, but having a VA ...
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