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  2. What is transfer on death (TOD) for estate planning? - AOL

    www.aol.com/finance/transfer-death-tod-estate...

    In contrast, banks usually offer a payable on death (POD) form to transfer money from a bank account, but the process is similar to a TOD designation. How does a TOD account benefit estate planning?

  3. Totten trust - Wikipedia

    en.wikipedia.org/wiki/Totten_trust

    A Totten trust (also referred to as a "Payable on Death" account) is a form of trust in the United States in which one party (the settlor or "grantor" of the trust) places money in a bank account or security with instructions that upon the settlor's death, whatever is in that account will pass to a named beneficiary. For example, a Totten trust ...

  4. Pros and Cons: Payable on Death (POD) Accounts - AOL

    www.aol.com/news/pros-cons-payable-death-pod...

    Payable on death accounts can help streamline the process of transferring certain assets to loved ones after you pass away. Also referred to as a POD account or Totten trust, a payable on death ...

  5. What happens to your bank account after you die? - AOL

    www.aol.com/finance/what-happens-to-bank-account...

    If you are a joint account holder responsible for an account after a death, you might want to move some assets, if you have more than $250,000, to another type of bank account or a new bank.

  6. Federal Deposit Insurance Corporation - Wikipedia

    en.wikipedia.org/wiki/Federal_Deposit_Insurance...

    Thus if there is a single owner of an account that is specified as in trust for (payable on death to, etc.) three different beneficiaries, the funds in the account are insured up to $750,000. On January 21, 2022, the Board of Directors passed a Final Rule to simplify the Ownership Categories by combining Revocable and Irrevocable Trusts into a ...

  7. Citibank - Wikipedia

    en.wikipedia.org/wiki/Citibank

    Citibank, N.A. ("N. A." stands for "National Association"; stylized as citibank) is the primary U.S. banking subsidiary of Citigroup, a financial services multinational corporation. [2] Citibank was founded in 1812 as City Bank of New York, and later became First National City Bank of New York. [3] The bank has branches in 19 countries.

  8. 7 best banks for seniors and retirees in January 2025: Ring ...

    www.aol.com/finance/best-bank-accounts-for...

    See our editor's picks for best savings, checking and hybrid accounts for active agers, seniors and retirees, updated for December 2024.

  9. With-profits policy - Wikipedia

    en.wikipedia.org/wiki/With-profits_policy

    Conventional with-profits contracts have a basic sum assured to which bonuses are added. The basic sum assured is the minimum amount of life assurance payable on death; for endowment contracts it is also the minimum lump sum payable at maturity. The basic sum assured attracts reversionary bonuses which are used to distribute profits to the policy.