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Alternatives to a 21-month 0% intro APR card. Opening a 21-month balance transfer credit card is a great first step to paying down your debt, but other debt repayment options might work better for ...
17. $150 BT fee, $12.23 in interest. Card with no intro APR offer. $5,000. $300. 20. $946 in interest. With the 0 percent APR credit card, you’d save $783.77, even with the 3 percent balance ...
A 0 percent intro APR credit card can help you pay off existing debt or fund new purchases without paying interest. ... the 0 percent promotional period can last from a few months to 21 months or ...
That said, the Fed's declining benchmark rate will eventually mean better rates for borrowers, many of whom are facing some of the highest credit card interest rates in decades. The average interest rate is 23.18% for new offers and 21.51% for existing accounts, according to WalletHub’s August Credit Card Landscape Report.
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For example, the Wells Fargo Reflect Card comes with a 0% intro APR on qualifying balance transfers for 21 months, after which it reverts to a higher variable APR. This long intro period helps you ...
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