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Road traffic collisions generally fall into one of five common types: A Mercury Tracer that was damaged by colliding with a white-tailed deer in Wisconsin. Lane departure crashes, which occur when a driver leaves the lane they are in and collides with another vehicle or a roadside object. These include head-on collisions and run-off-road ...
A traffic collision, also known as a motor vehicle collision, or car crash, occurs when a vehicle collides with another vehicle, pedestrian, animal, road debris, or other moving or stationary obstruction, such as a tree, pole or building. Traffic collisions often result in injury, disability, death, and property damage as well as financial ...
Vehicle insurance in the United States. Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage.
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
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Hit-and-run laws were among the earliest traffic laws to be enacted after the invention of motor vehicles; they arose from the difficulties that early traffic collision victims faced in identifying perpetrators and bringing them to justice. Apart from the obvious ability of an automobile to flee the scene quickly (if still driveable), roads ...
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