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  2. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    An auto insurance claim is essentially your way of notifying your insurance provider that you’ll need to use your policy to cover expenses after your car is damaged in a covered incident. The ...

  3. What to do after a hit-and-run in Kentucky - AOL

    www.aol.com/finance/hit-run-kentucky-190721319.html

    In Kentucky, drivers are required to carry $25,000 per person and $50,000 per accident in bodily injury liability and $25,000 per accident in property damage liability. A policy with a single ...

  4. What to do if you are injured in a car accident - AOL

    www.aol.com/finance/injured-car-accident...

    Filing a claim with your driver’s insurance. As a passenger, you may be able to file a claim with your driver’s insurance if they have a policy that includes personal injury protection (PIP ...

  5. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    In Texas, PIP coverage will cover medical expenses, eighty percent of lost wages, and someone to take care of the injured party. Some states also allow for PIP claims even if a workers' compensation claim exists, while others do not. Some states PIP is the insurance of first resort to pay for medical bills when injured in an automobile accident ...

  6. Lincoln Income Life Insurance Company - Wikipedia

    en.wikipedia.org/wiki/Lincoln_Income_Life...

    Lincoln Income Life Insurance Company, originally Income Life Insurance of Kentucky was an insurance corporation based in Louisville, Kentucky. It provided life insurance , accident insurance , and fire insurance for over 70 years until it was acquired in 1986 by Conseco .

  7. Accident insurance - Wikipedia

    en.wikipedia.org/wiki/Accident_insurance

    Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.

  8. How long do you have to report a car accident? - AOL

    www.aol.com/finance/long-report-car-accident...

    When you file an insurance claim, your insurer will likely ask for a copy of the police report. Therefore, getting it done sooner may make the claims process easier for you. Frequently asked questions

  9. Guest statute - Wikipedia

    en.wikipedia.org/wiki/Guest_statute

    The original purpose of the guest statute was both to protect drivers from frivolous litigation and to protect insurance companies from collusive and fraudulent suits (wherein the passenger sues the driver in order to collect from the driver's insurer). For the same reason, some states also passed aviation guest statutes, which limit the ...