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2. Payment terminal - Wikipedia

   en.wikipedia.org/wiki/Payment_terminal

   A payment terminal allows a merchant to capture required credit and debit card information and to transmit this data to the merchant services provider or bank for authorization and finally, to transfer funds to the merchant. The terminal allows the merchant or their client to swipe, insert or hold a card near the device to capture the information.

3. Chase Paymentech - Wikipedia

   en.wikipedia.org/wiki/Chase_Paymentech

   Chase Paymentech is an American payment service provider and merchant acquiring business that is part of JPMorgan Chase. Paymentech payment platforms supports businesses to process payments. In addition to its payment services the company provides associated business services such as analytics, payment fraud detection, and data security. [1]

4. Worldpay, Inc. - Wikipedia

   en.wikipedia.org/wiki/Worldpay,_Inc.

   Worldpay provides payment and technology services to merchants and financial institutions globally generating 40 billion transactions across 146 countries and 135 currencies. [ 2 ] With $4.9 billion in revenue as of 2023, Worldpay ranks as one of the largest non-bank merchant acquirers in the world processing $2.2 trillion in transactions ...

5. Virtual terminal (payment processing) - Wikipedia

   en.wikipedia.org/wiki/Virtual_terminal_(payment...

   Unlike when using a regular payment terminal, the presence of the payment card is not required. The payment data is then automatically sent to the payment processor to handle the transaction. While the physical card does not need to be presented to the merchant (which would be impossible over the phone), the customer authorising the payment ...

6. Payment gateway - Wikipedia

   en.wikipedia.org/wiki/Payment_gateway

   The payment gateway converts the message from XML to ISO 8583 or a variant message format (format understood by EFT Switches) and then forwards the transaction information to the payment processor used by the merchant's acquiring bank. The payment processor forwards the transaction information to the card association (e.g. Visa, Mastercard ...

7. Merchant account - Wikipedia

   en.wikipedia.org/wiki/Merchant_account

   A merchant account is a type of bank account that allows a seller, known as the merchant, to accept payments by debit or credit cards.A merchant account is established under an agreement between an acceptor and a merchant acquiring bank for the settlement of payment card transactions.