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  2. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    If your accident caused damage to anything other than your own car, you might want to file a claim. If the damage is minor, it might seem like something you can work out with the other driver or ...

  3. Filing a car insurance claim: a step-by-step guide - AOL

    www.aol.com/finance/filing-car-insurance-claim...

    November 24, 2023 at 9:00 AM. Key takeaways. After a car accident, gathering information at the scene is one of the most important steps in the claims process. ... Filing a car accident claim may ...

  4. How is fault determined in a car accident? - AOL

    www.aol.com/finance/fault-determined-car...

    If a collision occurs and it is difficult to prove fault — or if fault is equally shared — a 50/50 car accident claim might be filed. This means that each driver would be covered by their own ...

  5. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    In Texas, PIP coverage will cover medical expenses, eighty percent of lost wages, and someone to take care of the injured party. Some states also allow for PIP claims even if a workers' compensation claim exists, while others do not. Some states PIP is the insurance of first resort to pay for medical bills when injured in an automobile accident ...

  6. Accident insurance - Wikipedia

    en.wikipedia.org/wiki/Accident_insurance

    Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.

  7. Total permanent disability insurance - Wikipedia

    en.wikipedia.org/wiki/Total_permanent_disability...

    Total Permanent Disability (TPD) is a phrase used in the insurance industry and in law. Generally speaking, it means that because of a sickness or injury , a person is unable to work in their own or any occupation for which they are suited by training , education , or experience .

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