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The table below has projected high-yield CD rates at the start of 2025 and 2026. These are only predictions based on potential rate cuts by the Fed. Actual CD rates could end up being much ...
Whether it's worth committing to a CD at a rate like that is up to you. Remember, the S&P 500's average annual return over the past 50 years is 10%, accounting for strong years and weak ones.
We won't necessarily see a direct correlation between the Fed's benchmark rate and CD rates. So if the Fed lowers its benchmark rate by 25 basis points, CD rates aren't guaranteed to fall from 5% ...
The Powell-led rate-setting panel will announce a rate decision at the conclusion of its meeting on Wednesday, January 29, 2025, at 2 p.m. ET. Dig deeper: When’s the next Federal Reserve meeting?
Some economists are projecting three rate cuts this year, including Goldman Sachs, whose economists expect rates to end 2025 in the range of 3.5% to 3.75%, down from its current range of 4.25% to ...
Best CD rates today: Turn New Year's motivation into guaranteed growth with fixed APYs of up to 4.27% — Jan. 3, 2025