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2. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   The homeowner must not have a previous HARP refinance of the mortgage, unless it is a Fannie Mae loan that was refinanced under HARP during March–May 2009. The homeowner must be current on their mortgage payments, with no (30-day) late payments in the last six months and no more than one late payment in the last twelve months.

3. Pros and cons of an adjustable-rate mortgage (ARM) - AOL

   www.aol.com/finance/pros-cons-adjustable-rate...

   Pros and cons of an adjustable-rate mortgage (ARM) Jean Folger. July 18, 2024 at 5:45 PM. Key takeaways. An adjustable-rate mortgage (ARM) is a mortgage whose interest rate resets at periodic ...

4. Pros and Cons of Adjustable-Rate Mortgages as ... - AOL

   www.aol.com/news/pros-cons-adjustable-rate...

   Demand has tripled for adjustable-rate mortgages as Americans grapple with surging costs for home loans with rates fixed for 30 years.

5. 1 in 4 First-Time Home Buyers Today Are Considering an ... - AOL

   www.aol.com/1-4-first-time-home-100015239.html

   Here are a couple of pros and cons to be aware of if an adjustable-rate mortgage is on your radar. Pro No. 1: You can get a lower starting interest rate The average 30-year mortgage rate as of ...

6. 15-year vs. 30-year mortgage: Which is right for you? - AOL

   www.aol.com/finance/15-vs-30-mortgage-215934391.html

   15-year mortgage pros and cons. A 15-year mortgage might sound like a more attractive option. You’ll likely save a bundle in interest and pay off your home faster. Still, there are trade-offs to ...

7. Adjustable-rate mortgages: What they are and how they work - AOL

   www.aol.com/finance/adjustable-rate-mortgages...

   What are the requirements for an adjustable-rate mortgage? The basic requirements for an ARM loan include a credit score of at least 620 and a debt-to-income ratio (DTI) of 50 percent or less.