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  2. Mortgage application: What’s included and how to prepare - AOL

    www.aol.com/finance/mortgage-application...

    The full mortgage application takes place after you’ve had an offer on a home accepted. Your lender will investigate your financials and the property you’re purchasing to complete the application.

  3. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    It’s important to check your history before a potential lender does and clear up any mistakes before you complete an application. Dig deeper: 5+ ways to get the lowest rate on your next mortgage

  4. Should you apply for a mortgage online? - AOL

    www.aol.com/finance/apply-mortgage-online...

    The experience of past customers can help you assess a company’s level of professionalism and service before you submit a mortgage application. Your loan officer might email you a secure link ...

  5. How to compare lenders for first-time homebuyers - AOL

    www.aol.com/finance/compare-lenders-first-time...

    The best mortgage lenders for first-time buyers generally offer specific programs that allow you to put less money down. For first-time homeowners, lenders can often approve a loan with as little ...

  6. Guide to refinancing an FHA loan to a conventional loan - AOL

    www.aol.com/finance/guide-refinancing-fha-loan...

    Learn more: How to get the best refinance rate on your mortgage. Step 3: Evaluate loan offers. After submitting a loan application, you’ll receive a mortgage loan estimate within three business ...

  7. Common reasons why mortgage applications get denied - AOL

    www.aol.com/finance/why-mortgage-application...

    If you got money from relatives to help you buy a house, make sure to submit a gift letter as part of your application. 6. You don’t meet the loan program’s requirements

  8. Types of mortgage refinance: How to choose - AOL

    www.aol.com/finance/types-mortgage-refinance...

    Reverse mortgage: A reverse mortgage isn’t a refinance in the traditional sense. It allows homeowners aged 62 and older (sometimes 55 and older) to turn their equity into income.

  9. How and When To Refinance a Mortgage Loan - AOL

    www.aol.com/finance/refinance-mortgage-loan...

    Refinancing a mortgage loan only makes good sense if you can get a lower interest rate than what you already have. So, say you took on a loan with 7% interest — a very high rate — refinancing ...

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