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2. How to refinance when you have a second mortgage - AOL

   www.aol.com/finance/refinance-second-mortgage...

   To refinance just your second mortgage, you’ll need to meet typical mortgage requirements, such as having sufficient equity, good credit and enough income to afford the new loan. Pros and cons ...

3. How much equity do you need to refinance? - AOL

   www.aol.com/finance/much-equity-refinance...

   After paying down the mortgage and conducting the refinance, the homeowner might consider applying for a home equity line of credit (HELOC) on the home and using the funds to help pay off the ...

4. Is it time to refinance your mortgage? 5 ways to prepare. - AOL

   www.aol.com/finance/time-refinance-mortgage-5...

   Equity is also a key factor in whether you'll have to pay for mortgage insurance or be able to cancel your existing mortgage insurance when you refinance. 2. Check your credit reports and credit ...

5. Refinancing a home equity loan: When and how to do it - AOL

   www.aol.com/finance/refinancing-home-equity-loan...

   If your home’s value has increased, for instance, from $350,000 to $400,000, and you have paid down your mortgage and previous home equity loan to a total outstanding amount of $200,000, you ...

6. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

7. Should I refinance my mortgage in 2024? - AOL

   www.aol.com/finance/refinance-mortgage-2024...

   Note that closing costs can vary considerably according to your location, your loan amount and the lender you choose. Lower interest rates may translate to higher fees and vice versa.