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Between getting bills paid off (even if not at 100%), and getting old negative information off your credit report, you will go a long way toward having a solid credit rating again. Pay off -- or ...
This may increase your credit utilization ratio, which can decrease your credit score. Here’s an example: You have five credit cards each with a $1,000 limit, making your total available credit ...
While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these can be both false and misleading. Follow 5 steps to fix your credit without spending a ...
This guide goes over the main determinants of your credit score, which factors matter the most and more.
A credit score is basically a number that gives a lender an indication of the likelihood you'll pay back your debt. Lending institutions use credit scores to determine if extending a loan to a...
Employers Check Credit History, Not Credit Score. There are plenty of reasons employers might check a job candidate’s credit history.According to an HR.com report sponsored by the National ...