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Kentucky is a no-fault state, meaning each driver in the accident, regardless of fault, files initial claims with their own company. A driver’s personal injury protection (PIP) coverage then ...
Penalties for driving without insurance in Kentucky. Driving without insurance in Kentucky is a risky move that can result in hefty penalties. A first-time offense can lead to fines ranging from ...
Since Kentucky is a no-fault state, each driver must be offered at least $10,000 per person per accident in personal injury protection (PIP) coverage, as well. PIP can help pay for medical ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
"No-Fault" does not mean that insurance premium of the person making the claim will not increase. Typically a PIP claim is made by the insured driver to their own insurance company, however, there are several exceptions that allow persons who have been injured in an accident to make a PIP claim if they do not own a vehicle.
No-fault may refer to: No-fault divorce; No-fault insurance; No-fault liability also known as strict liability This page was last edited on 25 ...
At-fault and no-fault states settle insurance claims a bit differently. ... Kentucky. New Jersey. Pennsylvania. Tort is defined as a wrongful act that causes loss or harm to another individual. In ...
Jeffrey Thomas O'Connell (September 29, 1928 – January 6, 2013) was an American legal expert, professor, and attorney. In 1965, O'Connell and Harvard Law School professor Robert Keeton co-authored the book Basic Protection for the Traffic Victim: A Blueprint for Reforming Automobile Insurance, which created the theoretical underpinnings of no-fault law.