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  2. Debt consolidation vs. debt payoff vs. debt counseling: What ...

    www.aol.com/finance/debt-consolidation-vs-debt...

    Case study: Debt consolidation for $25,000 in credit card debt. Joanne has $25,000 spread across four credit cards with interest rates between 18% APR to 24% APR. Her minimum payments totals $750 ...

  3. Pros and cons of debt consolidation: Is it a good idea?

    www.aol.com/finance/pros-cons-debt-consolidation...

    Benefits of debt consolidation. Debt consolidation is often the best way to organize your current debt and simplify repayment. Consolidation, if used correctly, offers benefits that could save you ...

  4. What is a debt consolidation loan — and can it help you lower ...

    www.aol.com/finance/what-is-a-debt-consolidation...

    A debt consolidation loan is best for when you have unsecured debt that you can’t pay off within a year — such as credit cards and high-interest personal loans. Loan amounts can range from ...

  5. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

    www.aol.com/8-ways-debt-consolidation-loan...

    Bottom Line. Debt consolidation can be a practical solution for simplifying credit card debt management, offering the potential for lower interest rates, lower overall monthly payments, and a more ...

  6. How to consolidate debt without hurting your credit

    www.aol.com/finance/consolidate-debt-without...

    Any debt consolidation method you use will have the creditor or lender pulling your credit score, leading to a hard inquiry on your credit report. This inquiry will decrease your credit score by a ...

  7. 3 Signs Debt Consolidation Isn’t the Right Option for You

    www.aol.com/finance/3-signs-debt-consolidation...

    Debt consolidation can give your finances a fresh start. If you're sitting atop a mountain of considerable debt, combining it into one payment can help you get back on track -- but it isn't for...

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