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2. Texas Office of Consumer Credit Commissioner - Wikipedia

   en.wikipedia.org/wiki/Texas_Office_of_Consumer...

   The Texas Office of Consumer Credit Commissioner (“OCCC”) is a Texas state agency that regulates non-depository lenders in the state of Texas, [1] which includes, among others, mortgage loan originators, vehicle sales finance companies, debt settlement providers, pawnshops and credit access businesses.

3. LendingPoint - Wikipedia

   en.wikipedia.org/wiki/LendingPoint

   In January 2021, the company was funded $125 million via a preferred equity investment from Warburg Pincus.LendingPoint has issued more than $2.3 billion in consumer loans nationwide since 2015. [17] In May 2022, Lending point announced a partnership with the Illinois-based, community-based financial holding company Midland States Bank.

4. Predatory lending - Wikipedia

   en.wikipedia.org/wiki/Predatory_lending

   Predatory lending is the practice of overcharging a borrower for rates and fees, average fee should be 1%, these lenders were charging borrowers over 5%. [19] Consumers without challenged credit loans should be underwritten with prime lenders. In 2004, 69% of borrowers were from subprime lending.

5. LendingPoint Personal Loans Review 2022 - AOL

   www.aol.com/finance/lendingpoint-personal-loans...

   Getting a loan when you have mediocre credit is no easy task. You can face astronomical interest rates — or outright rejection. LendingPoint is a personal loan company that makes loans to people ...

6. 10 unscrupulous scams that target senior citizens - AOL

   www.aol.com/finance/10-unscrupulous-scams-target...

   Reverse mortgages, or home-equity conversion mortgages, increased by a staggering 1,300% between 1999 and 2008 (the property crash). They're still a popular target for scammers today.

7. LendingClub - Wikipedia

   en.wikipedia.org/wiki/LendingClub

   At its height, LendingClub was the world's largest peer-to-peer lending platform. [7] The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015. [8] LendingClub enabled borrowers to create unsecured personal loans between $1,000 and $40,000. The standard loan period was three years.