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  2. Debt Consolidation Pros and Cons. Pros: Simplified monthly payments. Potentially lower interest rates (average reduction of 5-10%) Maintained or improved credit score if payments are made on time

  3. I’m Gen Z and attended college before choosing trade school ...

    www.aol.com/finance/m-gen-z-attended-college...

    But it’s not because trade school is more expensive (because it isn’t), or takes longer (it doesn’t), or leads to career options that pay less (according to Salary.com, the average AMT ...

  4. What is the average credit score in the US? - AOL

    www.aol.com/average-credit-score-us-161000182.html

    The average credit score was 715 in 2024, according to Experian data. That average, as of the third quarter of 2024, is unchanged from the same quarter in 2023. For 11 straight years, the average ...

  5. Higher education financing issues in the United States

    en.wikipedia.org/wiki/Higher_education_financing...

    Private schools are typically much higher, although prices vary widely from "no-frills" private schools to highly specialized technical institutes. In 2023–2024 school year, private schools had an average list price of $41,540 for tuition and fees. [7]

  6. Debt consolidation vs. debt payoff vs. debt counseling: What ...

    www.aol.com/finance/debt-consolidation-vs-debt...

    "The ideal candidate for debt consolidation is someone with a credit score of at least 670 and a debt-to-income ratio of 35%, meaning the debt payments are no more than 35% of their income," says ...

  7. How Much Is Too Much to Borrow for College?

    www.aol.com/2014/11/15/how-much-is-too-much-to...

    OJO Images RF/Getty Images With high school seniors in the thick of college applications season, parents of teens everywhere are discussing how they're going to pay for their educations. Most ...

  8. Higher education bubble in the United States - Wikipedia

    en.wikipedia.org/wiki/Higher_education_bubble_in...

    College Degree Returns by Average 2011 Annual Out-of-Pocket Costs, from B. Caplan's The Case Against Education First-year U.S. college degree returns for select majors, by type of student Study comparing college revenue per student by tuition and state funding in 2008 dollars [121] The view that higher education is a bubble is debated.

  9. What is trade school?

    www.aol.com/finance/trade-school-193708632.html

    Source: Payscale Pros of going to trade school It’s more affordable. According to College Board’s latest report, the average in-state student at four-year public colleges spends $28,840 a year ...