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  2. How to get a mortgage when you’re self-employed - AOL

    www.aol.com/finance/mortgage-self-employed...

    The fact that the government is backing the loan may make some lenders more likely to approve this loan for someone who is self-employed. VA mortgage: VA loans are available to current service ...

  3. Verification of employment - Wikipedia

    en.wikipedia.org/wiki/Verification_of_employment

    Verification of Income and Employment (VOIE) is a process [1] used by banks and mortgage lenders in the United States to review the employment history of a borrower, [2] to determine the borrower's job stability and cross-reference income history with that stated on the Uniform Residential Loan Application (Form 1003).

  4. What are non-conforming loans? - AOL

    www.aol.com/finance/non-conforming-loans...

    Non-conforming loans are mortgages that aren't eligible for sale to Fannie Mae and Freddie Mac, the two government-sponsored enterprises that back much of the U.S. mortgage market.

  5. Non-conforming mortgage - Wikipedia

    en.wikipedia.org/wiki/Non-conforming_mortgage

    With passage of the economic stimulus package in 2008, Fannie Mae and Freddie Mac were temporarily authorized to purchase loans in high-cost areas, up to 125% of the area's median home price, not to exceed $729,750, except in Alaska, Hawaii, Guam, and the US Virgin Islands, where higher limits may apply. [1]

  6. First-Time Homebuyer’s Guide to Mortgage Loans ... - AOL

    www.aol.com/first-time-homebuyer-guide-mortgage...

    Fannie Mae standard home loans also let you purchase with just 3% down as long as at least one borrower is a first-time homebuyer. Standard loans have no income limits. Down payment required: 3% ...

  7. Conforming loan - Wikipedia

    en.wikipedia.org/wiki/Conforming_loan

    If a loan's origination amount is above the CLL then a mortgage is considered a jumbo loan, and typically has higher rates associated with it. This is because both Fannie Mae and Freddie Mac only buy loans that are conforming, to repackage into the secondary market, making the demand for a non-conforming loan much less. By virtue of the laws of ...

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