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  2. Do you need a down payment to refinance your mortgage? - AOL

    www.aol.com/finance/down-payment-refinance...

    Equity requirements for mortgage refinancing. While lenders might not care about the amount of cash in your checking account for a down payment, they do care about another type of financial ...

  3. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    Current mortgage. Refinance. Monthly payment. $1,966. $1,859. Interest rate. 6.23%. 5.11%. Total payments. ... Consider using our mortgage refinance calculator to get an idea of potential cost ...

  4. Can You Roll Closing Costs Into Your Mortgage?

    www.aol.com/roll-closing-costs-mortgage...

    Closing costs are the loan fees and other costs you incur when you purchase or refinance a home. There's no escaping them, but depending on the type of loan you use, you might be able to roll ...

  5. How to get the best refinance rate on your mortgage - AOL

    www.aol.com/finance/best-refinance-rate-mortgage...

    A homeowner who gets a mortgage on a $250,000 home with a 4 percent interest rate for 30 years and a 10 percent down payment pays $1,195 a month, while a 20 percent down payment brings that down ...

  6. Mortgage refinance: What is it and how does it work? - AOL

    www.aol.com/finance/mortgage-refinance-does...

    To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point.

  7. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    By refinancing, you’d save about $220 on your monthly payments and nearly $30,000 in interest payments over the life of the loan, and it would take you about three years to recoup the closing ...

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