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A credit score of 800 or above is considered excellent and comes with the same benefits as a perfect 850 score. Benefits of an 800 credit score include better credit offers, lower interest rates ...
Image source: Getty Images. The average credit score in the U.S. was 715 in 2023, according to Experian, one of three credit reporting bureaus. But a score of 800 or above is considered "exceptional."
Getting your credit score above 800 earns you elite status. Just 21% of consumers have a credit score of 800 or above, according to Experian. An 800 credit score means you’ll qualify for the ...
A high credit score helps you qualify for better credit cards and lower interest rates. Check out a few proven methods to get your score over 800.
The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] According to FICO, the median FICO credit score in 2006 was 723 [16] and 721 in 2015. [17]
Getting your credit score to 800 could do your finances a world of good. Read on to see why.
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