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  2. Unfunded loan commitments - Wikipedia

    en.wikipedia.org/wiki/Unfunded_loan_commitments

    Multiple Advance, Closed End: This type of loan (typically a construction loan) advances incremental amounts up to a certain limit, based upon some criteria such as inspection and approval of a draw request. Any principal reductions received during the loan period are not available to be drawn on, but rather have paid down the loan balance.

  3. Clusters of Innovation - Wikipedia

    en.wikipedia.org/wiki/Clusters_of_Innovation

    There are considerable economic, political, cultural and institutional differences between geographic areas which strongly influence the shape and development of clusters. A clear and strong commitment towards entrepreneurship and innovation is not sufficient without fertile ground in respect of infrastructure, education, social values, legal ...

  4. Engineering, procurement, and construction - Wikipedia

    en.wikipedia.org/wiki/Engineering,_procurement...

    The EPC contractor coordinates all design, procurement and construction work and ensures that the whole project is completed as required and in time. They may or may not undertake actual site work. EPC companies are often used in large-scale projects, such as power plants, refineries, chemical processing facilities, infrastructure projects, and ...

  5. Professional liability insurance - Wikipedia

    en.wikipedia.org/wiki/Professional_liability...

    use the term errors and omissions (E&O) insurance Other professions that commonly purchase professional liability insurance include accounting, engineering, land surveying and financial services, construction and maintenance (general contractors, plumbers, etc., many of whom are also surety bonded), and transport.

  6. The truth about no-appraisal home equity loans: What ... - AOL

    www.aol.com/finance/what-is-a-no-appraisal-home...

    While interest rates are typically higher than home equity loans — currently averaging 12.33% APR for a 24-month loan but ranging from 6.94% to 35.99% — the approval process is usually faster ...

  7. US homebuilder confidence at 7-month high in November, survey ...

    www.aol.com/news/us-homebuilder-confidence-7...

    Indeed, the construction industry is among the largest employers of immigrant workers, and Trump's promises of a crackdown on immigration could further tighten the labor supply for the industry.

  8. Communities of innovation - Wikipedia

    en.wikipedia.org/wiki/Communities_of_innovation

    Lim and Ong (2019) defined a community of innovation (CoI) as a group of people with a sense of camaraderie, belonging and a collective identity who are jointly facilitating innovation. [ 1 ] CoIs are groups made up of motivated individuals working together towards a common goal because they are convinced of their common cause.

  9. AOL Mail - AOL Help

    help.aol.com/products/aol-webmail

    Get answers to your AOL Mail, login, Desktop Gold, AOL app, password and subscription questions. Find the support options to contact customer care by email, chat, or phone number.