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2. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   The FTC tracks various scams and reports on other sites that provide fake credit reports or charge fees for their services. [51] Instances of illegal behaviors by credit report services have been settled in court such as that of Experian Consumer Direct that was charged with deceptively signing people up for credit report monitoring services ...

3. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

4. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   One Fair Credit Reporting Act requirement is that the consumer credit reporting agencies it governs provide a free copy of the credit reports for any consumer who requests it, once per year. The government of Canada offers a free publication called Understanding Your Credit Report and Credit Score. This publication provides sample credit report ...

5. Americans’ credit scores are falling. That hasn’t happened in ...

   www.aol.com/americans-credit-scores-falling-hasn...

   Even as unemployment remains historically low and recession fears fade, consumer credit scores are starting to buckle. The national average FICO score dipped to 717 as of October, down from 718 in ...

6. US consumer bureau fines Equifax $15 million over ... - AOL

   www.aol.com/us-consumer-bureau-fines-equifax...

   By Pete Schroeder (Reuters) -The U.S. Consumer Financial Protection Bureau announced on Friday it had fined credit reporting bureau Equifax $15 million for failing to sufficiently investigate ...

7. Here are the 5 biggest changes to credit scores in 2022 - AOL

   www.aol.com/finance/5-biggest-changes-credit...

   800-290-4726 more ways to reach us. Sign in. ... that it would begin to record BNPL loans on consumer credit files ... debt tradelines that have been paid from consumer credit reports on July 1. ...