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You may need to cancel your car insurance policy for several reasons. While it can be a fairly straightforward process, some common mistakes can leave drivers in an unfortunate situation.
Cancellation of an insurance policy before the end of the policy period has the effect of ending the insurance coverage on the date of the cancellation. This can result in a partial return premium which can be calculated in different ways depending on the method specified in the policy.
Comprehensive travel insurance policies include cover for any cancellation fees or lost deposits relating to cancellation of the insured's person's trip for a range of unforeseen and unexpected circumstances. These include illness or injury, natural disasters and bad weather, [6] strikes and riots, [7] hijacking, and family emergencies. [8]
Regent’s cancellation policy requires passengers booked on cruises 15 nights or more, like the Pachecos, to pay the entire fare if they cancel 75 days or less before their sail date.
Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as vandalism, weather or natural disasters, and damage sustained by colliding with stationary objects.
(A "cancel for any reason" policy will refund 50%-75% of your prepaid, nonrefundable expenses.) Negotiate : Even though it may seem like a travel company's refund rules are set in stone, they are not.
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